{"id":1143,"date":"2014-08-25T14:45:49","date_gmt":"2014-08-25T07:45:49","guid":{"rendered":"https:\/\/iammeek.com\/?p=1143"},"modified":"2017-10-13T11:56:52","modified_gmt":"2017-10-13T04:56:52","slug":"doanh-nghiep-nganh-nhua-duoc-chu-dong-lua-chon-lai-suat-vay-von","status":"publish","type":"post","link":"https:\/\/iammeek.com\/doanh-nghiep-nganh-nhua-duoc-chu-dong-lua-chon-lai-suat-vay-von\/","title":{"rendered":"Doanh nghi\u1ec7p ng\u00e0nh nh\u1ef1a \u0111\u01b0\u1ee3c ch\u1ee7 \u0111\u1ed9ng l\u1ef1a ch\u1ecdn l\u00e3i su\u1ea5t vay v\u1ed1n"},"content":{"rendered":"
Hi\u1ec7n nay, ng\u00e0nh nh\u1ef1a v\u1eabn g\u1eb7p nhi\u1ec1u kh\u00f3 kh\u0103n nh\u01b0 ph\u1ee5 thu\u1ed9c v\u00e0o ngu\u1ed3n nguy\u00ean li\u1ec7u nh\u1eadp kh\u1ea9u, chi ph\u00ed \u0111\u1ea7u v\u00e0o li\u00ean t\u1ee5c gia t\u0103ng, s\u1ef1 c\u1ea1nh tranh c\u1ee7a c\u00e1c s\u1ea3n ph\u1ea9m ngo\u1ea1i nh\u1eadp…trong khi nhu c\u1ea7u v\u1ed1n l\u1ea1i cao.<\/strong><\/p>\n Theo th\u00f4ng tin t\u1ea1i h\u1ed9i ngh\u1ecb, trong v\u00f2ng 10 n\u0103m tr\u1edf l\u1ea1i \u0111\u00e2y, ng\u00e0nh nh\u1ef1a li\u00ean t\u1ee5c t\u0103ng tr\u01b0\u1edfng kh\u1ea3 quan, \u0111\u1eb7c bi\u1ec7t trong l\u0129nh v\u1ef1c xu\u1ea5t kh\u1ea9u v\u00e0 \u0111\u00e2y l\u00e0 m\u1ed9t trong 10 ng\u00e0nh \u0111\u01b0\u1ee3c Nh\u00e0 n\u01b0\u1edbc \u01b0u ti\u00ean ph\u00e1t tri\u1ec3n.<\/p>\n Tuy nhi\u00ean, hi\u1ec7n nay, ng\u00e0nh nh\u1ef1a v\u1eabn g\u1eb7p nhi\u1ec1u kh\u00f3 kh\u0103n nh\u01b0 ph\u1ee5 thu\u1ed9c v\u00e0o ngu\u1ed3n nguy\u00ean li\u1ec7u nh\u1eadp kh\u1ea9u, chi ph\u00ed \u0111\u1ea7u v\u00e0o li\u00ean t\u1ee5c gia t\u0103ng, s\u1ef1 c\u1ea1nh tranh c\u1ee7a c\u00e1c s\u1ea3n ph\u1ea9m ngo\u1ea1i nh\u1eadp v\u1ec1 m\u1eabu m\u00e3, ch\u1ea5t l\u01b0\u1ee3ng d\u1eabn \u0111\u1ebfn nhu c\u1ea7u v\u1ec1 \u0111\u1ea7u t\u01b0, c\u1ea3i ti\u1ebfn c\u00f4ng ngh\u1ec7, d\u00e2y chuy\u1ec1n s\u1ea3n xu\u1ea5t\u2026 T\u1eeb th\u1ef1c t\u1ebf \u0111\u00f3, c\u00f3 th\u1ec3 th\u1ea5y, nhu c\u1ea7u v\u1ec1 v\u1ed1n c\u1ee7a c\u00e1c DN l\u00e0 r\u1ea5t l\u1edbn, \u0111\u1eb7c bi\u1ec7t l\u00e0 c\u00e1c DN v\u1eeba v\u00e0 nh\u1ecf do kh\u00f3 kh\u0103n trong vi\u1ec7c ti\u1ebfp c\u1eadn v\u1ed1n vay v\u1edbi nh\u1eefng h\u1ea1n ch\u1ebf v\u1ec1 t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o, gi\u00e1 tr\u1ecb th\u1ecb tr\u01b0\u1eddng th\u1ea5p\u2026<\/p>\n Th\u1ea5u hi\u1ec3u nhu c\u1ea7u \u0111\u00f3, tham d\u1ef1 h\u1ed9i ngh\u1ecb c\u00f9ng doanh nghi\u1ec7p, ng\u00e2n h\u00e0ng Techcombank \u0111\u00e3 x\u00e2y d\u1ef1ng m\u1ed9t g\u00f3i s\u1ea3n ph\u1ea9m t\u00e0i ch\u00ednh tr\u1ecdn g\u00f3i nh\u1eb1m \u0111\u00e1p \u1ee9ng nhu c\u1ea7u v\u1ed1n l\u01b0u \u0111\u1ed9ng v\u00e0 c\u00e1c d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh h\u1ed7 tr\u1ee3 cho c\u00e1c DN ho\u1ea1t \u0111\u1ed9ng s\u1ea3n xu\u1ea5t, th\u01b0\u01a1ng m\u1ea1i trong l\u0129nh v\u1ef1c s\u1ea3n xu\u1ea5t s\u1ea3n ph\u1ea9m v\u00e0 nguy\u00ean li\u1ec7u nh\u1ef1a. L\u00e0 s\u1ea3n ph\u1ea9m \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf chuy\u00ean bi\u1ec7t, T\u00e0i tr\u1ee3 cho DN ng\u00e0nh Nh\u1ef1a th\u1ef1c s\u1ef1 c\u1ea1nh tranh tr\u00ean th\u1ecb tr\u01b0\u1eddng v\u1edbi nhi\u1ec1u \u0111\u1eb7c th\u00f9 ri\u00eang bi\u1ec7t, ph\u00f9 h\u1ee3p v\u00e0 \u01b0u \u0111\u00e3i h\u1ea5p d\u1eabn.<\/p>\n \u0110\u1ea1i di\u1ec7n c\u1ee7a Techcombank cho bi\u1ebft, tham gia g\u00f3i s\u1ea3n ph\u1ea9m n\u00e0y, doanh nghi\u1ec7p \u0111\u01b0\u1ee3c th\u1ebf ch\u1ea5p 100% t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o l\u00e0 h\u1ea1t nh\u1ef1a; \u0110\u01b0\u1ee3c \u0111\u00e1p \u1ee9ng t\u1ed1i \u0111a nhu c\u1ea7u v\u1ed1n c\u1ee7a doanh nghi\u1ec7p v\u1edbi gi\u00e1 tr\u1ecb t\u00e0i tr\u1ee3 l\u00ean \u0111\u1ebfn 100% gi\u00e1 tr\u1ecb \u0111\u1ecbnh gi\u00e1 b\u1ea5t \u0111\u1ed9ng s\u1ea3n v\u00e0 \u0111\u1eb7c bi\u1ec7t l\u00e0 DN \u0111\u01b0\u1ee3c quy\u1ec1n ch\u1ee7 \u0111\u1ed9ng l\u1ef1a ch\u1ecdn l\u00e3i su\u1ea5t.<\/p>\n Ngo\u00e0i ra, Techcombank c\u00f2n \u0111\u01b0a ra nhi\u1ec1u ch\u00ednh s\u00e1ch linh ho\u1ea1t v\u00e0 \u01b0u \u0111\u00e3i h\u1ea5p d\u1eabn kh\u00e1c \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o k\u1ecbp th\u1eddi cung c\u1ea5p ngu\u1ed3n v\u1ed1n cho DN nh\u01b0 linh ho\u1ea1t v\u1ec1 t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o (bao g\u1ed3m h\u1ea1t nh\u1ef1a, b\u1ea5t \u0111\u1ed9ng s\u1ea3n, quy\u1ec1n \u0111\u00f2i n\u1ee3..); t\u1ef7 l\u1ec7 chi\u1ebft kh\u1ea5u b\u1ed9 ch\u1ee9ng t\u1eeb xu\u1ea5t kh\u1ea9u l\u00ean \u0111\u1ebfn 98%; Gi\u00fap DN t\u1ed1i \u0111a h\u00f3a l\u1ee3i \u00edch d\u00f2ng ti\u1ec1n v\u1edbi t\u1ef7 l\u1ec7 k\u00fd qu\u1ef9 m\u1edf L\/C ch\u1ec9 t\u1eeb 3%; \u01afu \u0111\u00e3i h\u01a1n v\u1edbi m\u1ee9c gi\u1ea3m ph\u00ed qu\u1ea3n l\u00fd ti\u1ec1n t\u1ec7 l\u00ean \u0111\u1ebfn 50%; Giao d\u1ecbch c\u00e0ng nhi\u1ec1u, \u01b0u \u0111\u00e3i d\u00e0nh cho DN c\u00e0ng cao; H\u1ed3 s\u01a1 ch\u1ee9ng t\u1eeb gi\u1ea3i ng\u00e2n \u0111\u01a1n gi\u1ea3n, r\u00f5 r\u00e0ng, thu\u1eadn ti\u1ec7n cho DN.<\/p>\n Theo \u0111\u00e1nh gi\u00e1 c\u1ee7a c\u00e1c doanh nghi\u1ec7p tham d\u1ef1 h\u1ed9i ngh\u1ecb, c\u00f9ng v\u1edbi nhi\u1ec1u s\u1ea3n ph\u1ea9m chuy\u00ean bi\u1ec7t theo ng\u00e0nh kh\u00e1c, T\u00e0i tr\u1ee3 cho DN ng\u00e0nh Nh\u1ef1a th\u1ef1c s\u1ef1 l\u00e0 m\u1ed9t gi\u1ea3i ph\u00e1p t\u00e0i ch\u00ednh hi\u1ec7u qu\u1ea3 khi \u0111\u00e1p \u1ee9ng \u0111\u01b0\u1ee3c nhu c\u1ea7u thi\u1ebft th\u1ef1c v\u1ec1 v\u1ed1n, d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh d\u1ef1a tr\u00ean vi\u1ec7c \u0111\u00e1p \u1ee9ng m\u1ed9t c\u00e1ch linh ho\u1ea1t, ph\u00f9 h\u1ee3p nh\u1eefng \u0111i\u1ec1u ki\u1ec7n \u0111\u1eb7c th\u00f9 ri\u00eang c\u1ee7a ng\u00e0nh.<\/p>\n Ngu\u1ed3n: Doanh nghi\u1ec7p ng\u00e0nh nh\u1ef1a \u0111\u01b0\u1ee3c ch\u1ee7 \u0111\u1ed9ng l\u1ef1a ch\u1ecdn l\u00e3i su\u1ea5t vay v\u1ed1n<\/em><\/p>\n\n\n
\nHi\u1ec7p h\u1ed9i Nh\u1ef1a Vi\u1ec7t Nam (VPA) v\u1eeba t\u1ed5 ch\u1ee9c H\u1ecdp m\u1eb7t h\u1ed9i vi\u00ean l\u1ea7n th\u1ee9 7 nhi\u1ec7m k\u1ef3 V v\u1edbi s\u1ef1 tham d\u1ef1 c\u1ee7a c\u00e1c doanh nghi\u1ec7p ng\u00e0nh nh\u1ef1a kh\u1eafp c\u1ea3 n\u01b0\u1edbc.<\/p>\n